Borrowers & credit history
Register customers, capture identity and income details, then maintain a reliable borrowing and repayment history.
CreditDesk brings borrowers, loans, collections, accounting, staff controls, reports and customer reminders into one secure desktop and cloud-connected platform.
CreditDesk Business OverviewDesigned for SACCOs, money lenders, microfinance teams and growing credit businesses that need accurate records and stronger collection control.
Register customers, capture identity and income details, then maintain a reliable borrowing and repayment history.
Create repayment schedules, record payments, calculate balances and issue professional receipt numbers.
Track income, expenses, cash position, overdue accounts and portfolio performance from clear reports.
Send payment and overdue reminders from the borrower account and keep a clear delivery history.
Keep serving customers when connectivity is weak and synchronize authorized changes when internet returns.
Control administrator, manager and cashier access with audit-friendly records and recoverable backups.
CreditDesk gives cashiers, managers and administrators focused screens for daily lending work without exposing technical provider settings.

Your first payment covers the complete platform for 90 days. Choose monthly or annual renewal only after that included period.
Businesses can register and pay independently. KODATA support remains available whenever assistance is needed.
Enter your business details and create the first administrator account through the secure onboarding page.
Select a subscription and continue to secure PesaPal checkout. Payment details are handled by PesaPal.
After verified payment, your subscription activates automatically. Sign in, add staff and begin registering borrowers.
Your team selects a borrower, chooses an approved reminder and sends it. CreditDesk handles delivery and records the result.
Prompt customers about upcoming and overdue payments from the same place you manage their loans.
Reach customers through available communication channels while keeping a record of successful and failed delivery.
View available message units and purchase additional bundles when your business needs them.
Create your workspace, receive the first three months of access, then sign in using the CreditDesk Windows application.
Complete payment before signing in. KODATA support is available if you need help.